How It Works

Get the money you need now. It’s Fast & Free. Simple & Secure. In just a few easy steps, you can be on your way to getting instant cash. Our lenders are competing for your business, which means you can get instant approval and the lowest possible rates. You can have funds directly deposited into your bank account and the money can be used for anything you need.

For your application to be accepted, NeedMoneyNow.org requires:

  • Be a citizen of United States
  • Valid checking or savings account
  • Valid source of income
  • 18+ years old

  • 1. Conveinent Online Application

    The online application is short and 100% secure. Simply fill in your basic information, which includes your name and contact information, employment history and the banking information where you want your cash deposited. We keep our website 100% secure by employing a 256 bit SSL, which is the highest level of security.

    You can be approved instantly and have the funds immediately deposited into your bank account. The online form is short and simple. We only need your most basic information to get you the loan you need. Our lenders accept all forms of credit - good credit, bad credit and even no credit.

    2. Get Instant Approval

    After entering your basic information, your application is instantly sent to our network of lenders. Each is competing for your business. This means that they will work hard to get your loan approved, and at the lowest possible interest rate.

    You can watch the process as it happens with our instant on screen loan approval. We use integrated technology so you can get a virtual report detailing the every step of the way - from the short only form, to lenders reviewing your information and then your cash directly deposited into your bank account.

    3. Direct Deposit

    The funds will be directly deposited into the bank account of your choice. You can use the cash for anything you need. You are responsible for repaying the loan within the agreed terms. NeedMoneyNow.org offers a fast, free and secure way to get the cash you need now.